How to Replace a Lost Social Security Card

Do you really need a replacement?

The Social Security Administration (SSA) says you may not need to replace your card if you know your Social Security number. In most cases, the physical card is not necessary. Many employers, banks and agencies only need the number itself.

How to request a replacement

1. Start online. Depending on your situation, you may be able to apply online. SSA says this is the fastest way to get a replacement.
2. Or call SSA. Phone 1-800-772-1213 (TTY 1-800-325-0778) and say you want to request a replacement Social Security card. Lines are open Monday to Friday, 8 a.m. to 7 p.m.
3. Or visit an office. If you need to complete your request in person, an appointment can reduce your wait. Remember that the office cannot print the card on the spot.

What it costs

Nothing. SSA says you can request a free replacement card. Any website that asks you to pay for a replacement card is not SSA.

How long it takes

After SSA completes your request, you should receive the card by mail within 5 to 10 business days.

What to have ready

SSA will need to confirm who you are. The proof it asks for depends on your situation, and SSA lists the current requirements on its replacement card page. Have a current photo ID close by when you start. Applying for a REAL ID? Many states no longer require the physical card, so see our REAL ID checklist first.

Common mistakes

• Paying a third-party website for something that is free.
• Entering your number on a look-alike site. Official SSA pages end in .gov.
• Ordering a card when you only needed your number.

Reginews is not a government website. Rules and fees change, so confirm details on the official page before you apply.